Benchmarks by Metric

SaaS Churn Rate Benchmarks

Churn compounds more brutally than any other startup metric. At 5% monthly churn you lose 46% of your customers in a year; at 3% you lose 31%; at 1% only 11%. That is why a two-point improvement in monthly churn can nearly double annual retention, and why churn directly sets lifetime value: a customer churning at 5% monthly has an expected lifetime of 20 months, while one churning at 2% stays 50.

The benchmark bands below are the ones Revenue Map's models use to flag unrealistic retention assumptions, segmented the way churn actually behaves. Enterprise SaaS holds customers hardest, with under 1% monthly churn marking excellence. SMB SaaS lives in the under-3% band, consumer subscriptions under 5%, and mobile apps under 6%, with the poor thresholds roughly double each of those.

Two practical notes when comparing yourself against the table. First, distinguish voluntary cancellations from involuntary churn: failed payments often account for 20% to 40% of total churn and can be recovered with dunning and retry logic. Second, month-1 churn typically runs 2x to 3x higher than month-6 churn, so a blended number can hide an onboarding problem. Model your churn by cohort and segment before concluding you are in the good column.

Benchmark Table

Monthly churn rate benchmarks by segment

MetricPoorAverageGoodSource
Enterprise SaaSAbove 2%/mo1% to 2%/moUnder 1%/moRevenue Map benchmark tables
SMB SaaSAbove 5%/mo3% to 5%/moUnder 3%/moRevenue Map benchmark tables
Consumer subscriptionAbove 8%/mo5% to 8%/moUnder 5%/moRevenue Map benchmark tables
Mobile appAbove 10%/mo6% to 10%/moUnder 6%/moRevenue Map benchmark tables
Consumer finance apps (modeled)Above 8%/moAround 5%/moUnder 5%/moRevenue Map model presets
Dating and social apps (modeled)Above 20%/moAround 15%/moUnder 15%/moRevenue Map model presets

Sources: Revenue Map benchmark tables (the thresholds behind our free calculators), Revenue Map model presets (default assumptions in our industry templates), and Revenue Map model templates (vertical research in each financial model). Ranges are screening bands, not guarantees.

Frequently Asked Questions

What is a good monthly churn rate for SaaS?
Under 1% monthly for enterprise SaaS, under 3% for SMB SaaS, and under 5% for consumer subscriptions. Annual churn of 5% to 7% is considered world-class for B2B SaaS.
How does churn affect lifetime value?
LTV is roughly ARPU divided by monthly churn. A $50 ARPU customer at 5% monthly churn is worth about $1,000; at 2% churn the same customer is worth $2,500. Small churn improvements multiply the return on every acquisition dollar already spent.
What is involuntary churn and how much of churn is it?
Involuntary churn is loss from failed payments rather than cancellations, and it often makes up 20% to 40% of total churn. Dunning emails and payment retry logic recover much of it, making it the cheapest churn to fix.
Why does churn differ so much between segments?
Switching costs. Enterprise buyers embed software into workflows and contracts, SMBs switch more freely, and consumers can cancel in seconds from a phone. That is also why consumer apps offset higher churn with much lower acquisition costs.

How do your numbers compare?

Model your own numbers against these benchmarks, free. Revenue Map builds a 36-month projection from your assumptions and flags anything outside the healthy bands.

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