#Small Business

15 articles with this tag.

Cash flow statement example with monthly inflows and outflows for a small business plan
Financial ModelingOct 11, 20269 min read

Cash Flow Statement Example for Your Business Plan

See a complete cash flow statement example with real numbers. Learn the format lenders expect and how to build one for your business plan.

Business plan financial projections dashboard showing revenue forecast, profit and loss, and debt service coverage ratio
Financial ModelingOct 8, 20269 min read

Business Plan Financial Projections: What Lenders Expect

What financial projections belong in a business plan, how to build them, and the numbers bank and SBA lenders check before approving a loan.

Profit and loss projection template showing revenue, cost of goods sold, and net income line items
Financial ModelingOct 7, 20268 min read

Profit and Loss Spreadsheet Example (Free Template)

Build a profit and loss projection for your business plan. Free template, real examples by trade, and the line items lenders check.

Hair salon startup cost breakdown showing buildout, equipment, and working capital estimates by format
Financial ModelingOct 5, 20269 min read

Salon Startup Costs: Full 2026 Breakdown

Hair salon startup costs range from $40K for a solo suite to $340K for a premium multi-chair location. Full line-by-line budget with real numbers.

Bakery startup cost breakdown showing equipment, buildout, and working capital estimates by format
Financial ModelingOct 3, 20268 min read

Bakery Startup Costs: Full 2026 Breakdown

Opening a bakery costs $20,000 to $324,000. Line-by-line breakdown by format with equipment, buildout, permits, and working capital.

Gym startup cost breakdown showing equipment, buildout, and working capital estimates by format
Financial ModelingOct 2, 202610 min read

Gym Startup Costs: Full 2026 Breakdown

Gym startup costs range from $50K for a personal training studio to $500K for a full-service facility. Full line-by-line breakdown with real numbers.

SBA loan business plan dashboard showing DSCR, cash flow projections, and loan amount metrics
Financial ModelingOct 1, 20269 min read

SBA Loan Business Plan: What Lenders Require

Learn exactly what SBA lenders need in your business plan. Covers 7(a) vs 504 requirements, projection formats, DSCR thresholds, and common rejection reasons.

13 week cash flow forecast spreadsheet showing weekly inflows, outflows, and running cash balance
Financial ModelingSep 30, 20269 min read

13 Week Cash Flow Forecast: How to Build One

A 13 week cash flow forecast tracks weekly inflows and outflows so lenders and owners can see exactly when cash runs short. Template logic and examples inside.

Car wash startup cost breakdown showing equipment, construction, permits, and working capital estimates by format
Financial ModelingSep 28, 20268 min read

Car Wash Startup Costs: Full 2026 Breakdown

Opening a car wash costs $70,000 to $500,000 depending on format. Full cost breakdown for mobile, hand wash, self-service, and tunnel operations.

Laundromat startup cost breakdown showing equipment, build-out, and working capital estimates
Financial ModelingSep 27, 20269 min read

Laundromat Startup Costs: Full 2026 Breakdown

Opening a laundromat costs $200K to $500K. Full line-by-line breakdown with real equipment prices, build-out costs, and financing options.

Franchise startup cost breakdown showing franchise fee, buildout, equipment, and working capital ranges
Financial ModelingSep 26, 202610 min read

Franchise Startup Costs: Full 2026 Breakdown

Franchise startup costs range from $25K to $500K+ depending on the brand and format. Full cost breakdown, comparison table, and financing tips inside.

Coffee shop startup cost breakdown showing equipment, buildout, permits, and working capital estimates
Financial ModelingSep 24, 20269 min read

Coffee Shop Startup Costs: Full 2026 Breakdown

Opening a coffee shop costs $85,000 to $325,000. Full line-by-line cost breakdown with equipment, buildout, permits, and working capital.

Restaurant startup cost breakdown showing leasehold improvements, equipment, and working capital estimates
Financial ModelingSep 23, 202610 min read

Restaurant Startup Costs: Full 2026 Breakdown

How much does it cost to open a restaurant? Expect $175K to $750K depending on concept and location. Full line-by-line breakdown inside.

Food truck startup cost breakdown showing equipment, permits, and working capital estimates
Financial ModelingSep 22, 20269 min read

Food Truck Startup Costs: Full 2026 Breakdown

How much does it cost to start a food truck? Expect $50K to $200K depending on the truck, equipment, and permits. Line-by-line breakdown inside.

Cash flow projection spreadsheet showing 12 months of inflows and outflows for a small business
Financial ModelingSep 17, 202610 min read

Cash Flow Projection Template for Small Business

Build a 12-month cash flow projection your lender will trust. Includes formulas, a free calculator, and line-by-line examples for restaurants, coffee shops, and more.